SIDELIA INVESTMENTS, LLC

We help Credit-Challenged families obtain a home

We Help Sellers Obtain Asking Price!

We Merge Both Sides to a Win/Win!

Private Money Solutions

Buyers Find Your Home!
Sellers Obtain Full Value!
We help BOTH Achieve Financial Success!

Own a home with owner/buyer financing — even if your credit isn't perfect.

No Traditional Bank Needed
Credit Repair Assistance
Dodd-Frank Compliant
3-Day Close Available
100%
Full Asking Price to Sellers
$0
Cost to Seller
3 Days
Fastest Possible Close Time
60 Day
Money Back Guarantee to Our Clients

See How Our Program Works For You

Watch this short video to understand how we help credit-challenged buyers get into homes and help sellers receive full appraised value.

No Bank Required
Full Appraised Value for Sellers
Credit-Challenged Buyers Welcome

A Better Way to Buy & Sell Real Estate

We bridge the gap between motivated sellers and credit-challenged buyers with our unique owner/buyer financing structure — handled by Sidelia Investments.

For Sellers

Tired of waiting to obtain your full appraised value? Our program gets you there — without price reductions or endless negotiations.

  • Full Asking Price - No Lowball Offers!
  • This service is 100% FREE to you as the seller
  • Your property becomes income-generating immediately
  • We can structure payments up to 24 months then mortgage ready client pays you full price
  • We handle all legal aspects of the deal
  • Works even if you're currently listed with a Realtor
Learn More for Sellers

For Buyers

Been turned down by traditional lenders? We help credit-challenged families get into the home they deserve through our private money solutions.

  • No traditional bank or mortgage required
  • Credit repair support during your 12-month period
  • Refinance into a conventional mortgage at close
  • Dodd-Frank Act Compliance — fully protected
  • We place your family into the home
  • Private Hedge Funding also available
Browse Homes

Available Homes For Sale

Owner financing available on select properties — ideal for buyers who don't qualify for traditional mortgages.

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How the Owner/Buyer Program Works

1

We Identify a Qualified Buyer

Our team finds a pre-screened, credit-repair-ready buyer who is genuinely interested in your property — no tire-kickers.

2

Owner Finance Agreement Structured

We create an Owner Finance Agreement that fits your needs and our clients needs to become mortgage ready status and pay you full asking price.

3

Receive 100% Full Asking Price

The buyer becomes mortgage ready and will pay you full asking price.

I'm a Seller — Get Started Full Program Details
SELLERS OBTAIN FULL APPRAISED VALUE FOR YOUR HOME
1

Browse Available Homes

Explore our current listings. Filter by price, bedrooms, location, and availability of owner financing.

2

Submit Your Inquiry

Fill out a brief inquiry form — let us know about your situation, timeline, and the property you're interested in. No credit pull required.

3

We Qualify & Structure Your Deal

Our team reviews your application and structures an Owner Finance Agreement — no bank approval needed at this stage.

4

Move Into Your New Home

We place your family in the home. Begin making interest-only payments while we guide you through credit repair.

5

Refinance & Own It Outright

Within 12 months, refinance into a conventional mortgage and become the official owner — your name on the deed.

Find My Home Now Talk to Us First

Private Money Solutions to Today's Problems

We're not a traditional real estate company. We're problem solvers — connecting buyers and sellers who the system has left behind.

Zero Cost to Sellers

This service is 100% free to you as the seller. The buyer pays our fee — you keep every dollar of your property's appraised value.

Credit Challenges Welcome

Been turned down by banks? We work with buyers who have less-than-perfect credit and guide them to full ownership within 12 months.

Dodd-Frank Compliant

All transactions are fully compliant with federal lending laws, protecting both buyers and sellers throughout the entire process.

Instant Income Generation

For sellers, your property immediately becomes an income-generating asset. Collect interest-only payments while the buyer refinances.

Fast, Structured Process

We can close in as little as 3 days. No months of waiting on bank approvals or lengthy underwriting processes.

Expert Legal Support

We assign our Owner Finance Contract to the buyer, handling all legal aspects so you don't have to worry about the paperwork.

Do You Qualify as a Buyer?

You may be a great candidate for our owner/buyer program if you check any of these boxes:

You've been turned down for a traditional mortgage
Your credit score needs improvement (below 620)
You're self-employed with non-traditional income documentation
You have a down payment available but lack bank financing
You want to own a home within the next 12 months

Ready to Get Started?

Whether you're a seller who wants full appraised value, or a buyer who needs a path to homeownership — we have a solution for you.

Real Estate Wholesaling With a Twist!

Creative Solutions for Today's Real Estate Market

Real Estate Wholesaling With a Twist - FSBO Financed Homes